A Trading 212 portfolio tracker is a third-party tool that analyses your investment data beyond what the Trading 212 app provides. Trading 212 shows you live prices and basic account value — but it doesn't break down your dividend income, calculate your true yield on cost, or show you when you trade most. External trackers fill that gap by importing your CSV export and surfacing deeper insights.
Why Trading 212's Built-In Analytics Fall Short
Trading 212 has grown rapidly — the platform now serves over 4.5 million funded accounts with more than £6.6 billion in client assets (Trading 212, 2024). But its analytics tools have not kept pace with that growth.
What Trading 212 shows you:
- Current portfolio value
- Unrealised gain/loss per holding
- Basic transaction history
What Trading 212 doesn't show you:
- Total dividend income over time
- Yield on cost (dividend income relative to what you paid)
- P&L broken down by realised vs unrealised
- Trading patterns and activity heatmaps
- Performance vs benchmark (e.g. FTSE 100 or S&P 500)
- Multi-year return calculations
For a passive investor holding dividend stocks or ETFs, this missing data matters. Knowing your yield on cost, your actual total return including dividends, and whether your income is growing year-on-year is fundamental to making informed decisions.
Comparison Table: Portfolio Trackers for Trading 212 Investors
| Tool | Price | Dividend tracking | Yield on cost | P&L | Privacy | CSV import | |---|---|---|---|---|---|---| | Vizvest | Free | Yes | Yes | Yes | Local — no account needed | Yes | | Trading 212 (built-in) | Free | Basic | No | Unrealised only | N/A | N/A | | Portseido | Free / paid | Yes | No | Yes | Account required | Yes | | Simple Portfolio | Free / paid | Yes | No | Yes | Account required | Yes | | Sharesight | Paid (free trial) | Yes | No | Yes | Account required | Yes | | PinkLion | ~€5/month | Yes | Yes | Yes | Account required | Yes | | AllInvestView | Free / paid | Yes | No | Yes | Account required | Yes (via API) |
Vizvest
Best for: Trading 212 investors who want dividend and yield-on-cost analysis without creating an account.
Vizvest is built specifically for Trading 212 CSV exports. Upload your file — or multiple files if you have several years of history — and get three dashboards immediately:
Portfolio Overview — current holdings, total market value, and realised/unrealised P&L.
Dividends — total dividend income by stock, year-on-year dividend growth, and yield on cost for each holding.
Trading Activity — a heatmap showing which days and months you trade most, useful for spotting impulsive patterns.
No account required. Your data is processed in the browser and never stored on a server. For investors who care about data privacy, this is a meaningful difference from tools that require sign-up and data upload.
Analyse your Trading 212 data on Vizvest →
Portseido
Best for: Multi-broker investors who want a clean interface and solid P&L reporting.
Portseido supports multiple brokers and manual entry alongside CSV imports. The free tier is reasonable for casual tracking. Paid plans unlock more accounts and advanced features. It does not calculate yield on cost, so for dividend-focused investors it's less useful than Vizvest for that specific metric.
Sharesight
Best for: Investors who need formal tax reporting.
Sharesight is the most established name in UK portfolio tracking. It calculates CGT reports and dividend income statements suitable for HMRC self-assessment. It's overkill for casual tracking, and the paid plans are expensive (starting around £18/month). Trading 212 imports are supported via CSV.
Simple Portfolio
Best for: Long-term investors who want clean performance charts.
Simple Portfolio focuses on total return performance over time. The interface is minimal and easy to use. Tax reporting is available on paid plans. Less dividend-focused than Vizvest but good for seeing how your overall portfolio performs vs a benchmark.
PinkLion
Best for: Investors who want AI-powered portfolio insights.
PinkLion includes AI tools for portfolio optimisation and stress testing using historical market events (e.g. "how would my portfolio have performed during the 2020 crash?"). At ~€5/month it's affordable, but it's a paid tool where Vizvest covers the core dividend and P&L analysis for free.
AllInvestView
Best for: Investors who want automatic syncing via API.
AllInvestView connects to Trading 212 via SnapTrade for automatic trade imports rather than manual CSV uploads. This is convenient if you want live data without re-exporting regularly. The free tier is generous. Less focused on dividend metrics than Vizvest.
Feature-by-Feature Breakdown
Dividend Tracking
Most trackers show total dividend income. Vizvest goes further by showing yield on cost — the dividend return relative to what you originally paid, not the current price. For long-term dividend investors, yield on cost is a more meaningful metric than current dividend yield. An investor who bought Unilever at £30 years ago and receives £1.50/share in dividends has a 5% yield on cost, regardless of where the stock trades today.
Privacy
Tools that require account creation store your financial data on their servers. If that concerns you, Vizvest processes your CSV locally in the browser — your data stays on your device.
P&L Accuracy
Trading 212's built-in P&L only shows unrealised gains (what you'd make if you sold today). It doesn't clearly show realised gains from completed trades, and it can be distorted by currency movements. Dedicated trackers calculate both realised and unrealised P&L separately and handle multi-currency portfolios more transparently.
Tax Reporting
None of the free tools listed above produce HMRC-ready CGT reports. For tax reporting, Sharesight's paid plans or a specialist CGT calculator are better options.
How to Get Started With Vizvest (3 Steps)
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Export your Trading 212 CSV — go to Menu → History → Export. Select your date range (up to 12 months per export). Repeat for each year if you have a longer history.
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Upload to Vizvest — go to vizvest.cc and drag your CSV into the upload area. Upload multiple files at once for full history.
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Explore your dashboards — your portfolio, dividend income, yield on cost, and trading activity load immediately.
No account, no email, no password. Your data doesn't leave your device.
Who Each Tool Is Best For
| Investor type | Best tool | |---|---| | Dividend investor on Trading 212 | Vizvest | | Multi-broker investor | Portseido or AllInvestView | | Needs HMRC CGT report | Sharesight (paid) | | Wants AI portfolio analysis | PinkLion | | Performance vs benchmark focus | Simple Portfolio |
Frequently Asked Questions
Is Vizvest free?
Yes. Vizvest is free with no account required. Upload your Trading 212 CSV and analyse your portfolio immediately.
Is my data safe with Vizvest?
Vizvest processes your CSV data locally in your browser. Your financial data is not sent to or stored on any server.
What platforms does Vizvest support?
Currently Trading 212 (Invest and Stocks ISA accounts). The CSV export format from Trading 212 is the only input format supported.
Do I need to re-upload my CSV every time?
Yes — Vizvest doesn't store your data between sessions. Re-upload your latest export when you want updated figures. This is a deliberate privacy trade-off.
Can I use Vizvest alongside Sharesight?
Yes. They serve different purposes. Vizvest is best for quick dividend and P&L analysis. Sharesight is best for formal tax reporting. Many investors use both.